Debt Candidate

A fool once said to me
“Embrace debt, get out of poverty!
Don’t waste time saving money
It’s just not possible, you’ll be constantly hungry”

So I told my inner voice “be still”
And took a load to clear a bill
And cos it was so easily done
I went and took another one

And when times were gettin’ kinda hard
I went and got a credit card
Low APR or interest free
Where all accessible to me
“When your balances is five grand
You get 50p back, cash in hand”
Now there’s an offer I just can’t refuse
I’ll get three cards, you just can’t lose.

Now with five debts to service
I was torn in half
Pay my personal loans
Or my credit cards
I thought, I know I’ll get
An overdraft

I asked my sister
And she asked me
“You sure you want to O.D?
Look take my advice
And let it be
It may stretch you once
But you'll be
Catching up till your ninety-three"

So I got one.
You know the drill
Hell, I had to pay my
Credit card bill
But when I applied
They had to evaluate
If I was a good
Debt Candidate

So they asked me questions
On what the OD would do
Was it for a well earned cruise?
The latest suped up PS 2?
Was it to improve my accommodation?
Or for debt
Consolidation?

And after she took
My history
And knew all there was
To know about me
She said “Well Miss Harper
It’s all good news
You’re overdraft increase
Has been approved
It’s now gone up
By two and half thou’
Which is available
To you now.
Wow!
At the touch of a button
Instant debt.
Ooohhh, I think there’s a sale on
At Nine West.

‘Debt Candidate’ © Deborah Harper 15/10/04
aka: UrbanPoet

Still

For anyone who has ever experienced a Blue Monday... hold on to this: -

My hair is still bobbing and without weaving
My butt is still bouncing and behaving
And with the help of Wonder
My breast still got some game in
I'm still living and breathing
Still singing
Still smiling
Still Bitchin
Still whining

I'm still living in hope and scheming
Still paying bills and dreaming
Although I'm still smoking and choking
I'm still planning to pack it in
In the meantime, I'll still pack 'em in
I'm still wondering where my career is going
Still guessing when I should be knowing
Works still giving me a f*cking kicking
Still, I'll stick it out instead of jacking it in

I'm still gazing at the constellations
Still show my Creator due appreciation
Still laughing
still crying
Still giving
Still trying
Still stopping dem people from breaking my will
Still trying sometimes to just be still
Still trying not to judge
Still trying not to hold a grudge
Still letting people piss me off
But when it's over, still wish them luck
Still happy
Still scared
Still free,
Still Black
Still Woman
Still Me.

Peace
UP
'Still' © by Deborah Harper, aka: UrbanPoet.

Black Money Black Market

Right... got to get a bit political here. Now I work in advertising and I have to say the Ethnic representation both within the industry and towards us is shabby. So I'm not holding a damn thing back...

Black Money, Black Market
It really is no wonder to me
That after 400 years of slavery
Degradation, poverty
That there's so much strength in
Black Money

We've had to work harder than
The Chinnie, White or Indian
To regain our rightful position
That it's no wonder we're worth 32 BILLION*
Pounds to the consumer market

We're a booming industry
An emerging middle-class community
Driving Z3's and Lexus jeeps
Investing heavily
In the latest technology
Wearing diamonds and gold
Dressing in Versace.
If money were water
We'd own an estuary.

Yet we get no recognition
For our loyalty and ambition
Of pumping money into Britain.
No one advertises to me
To sell me shampoos or plasma TV's
No images of me drinking Kenko coffee
Or investing wisely in an insurance policy

Why? Do I offend thee?

"Yes! Because we've had time to evaluate
And We believe you'll alienate
The White majority who populate
Rule Brutannias welfare state
So whether we include you or eliminate
You'll still spend without debate
So cheers for your Black Money mate".

Emancipated, liberated, educated
Hustler, t'ief or job related
Buy it, rent it or hire purchase
Black Money is strong on a growing
Black Market

UrbanPoet
*Source: IPA - Sept 2004